homebuyer program

TO PARTICIPATE IN OUR PROGRAM, YOU MUST ATTEND AN INFORMATIONAL MEETING where we explain our program, answer your questions & distribute applications.  An Informational Meeting is scheduled for Saturday, April 14, 2018 at 3:00 PM at .the Sequoya Regional Library in Woodstock (7735 Main Street, Woodstock GA)  THIS MEETING IS ONLY FOR THOSE WHO WISH TO LIVE IN CHEROKEE COUNTY.

The doors to the meeting room will close at 3:00 p.m. sharp, so arrive early to ensure you get a seat.  Those arriving late will not be admitted.  You must attend the entire meeting, which will last approximately 1 hour.  A photo i.d. must be presented in order to receive an application.

WE WILL BUILD HOMES IN FORSYTH COUNTY (Gainesville/Cumming) AND IN CHEROKEE COUNTY (Acworth/Canton/Woodstock) in 2018 and 2019.  NO HOMES WILL BE CONSTRUCTED IN NORTH FULTON COUNTY IN 2018 OR 2019.  

Questions?  Send an email to mlamond@habitat-ncg.org

 

qualify to purchase a home

  • Must be a permanent legal resident of the United States.
  • Must demonstrate a need for housing (rent is high, housing is not safe or unhealthy, overcrowded, etc.)
  • Must have the ability to pay affordable monthly mortgage payments under an interest-free loan (typical payments are approximately $650 per month), show good credit history, and provide proof of income at the level required in the table below for the last 2 years.
  • Must have lived or worked in the Atlanta metro area for at least one year.
  • Must be willing to work (if you are physically able) on your and other Habitat homes, make a minimal down payment of $1,250 paid over several months and attend education classes about owning a home
  • Must meet the following income guidelines: Effective April 10, 2018.

HUD Guidelines

family size minimum maximum
1 $15,720 $31,440
2 $17,970 $35,940
3 $20,220 $40,440
4 $22,440 $44,840
5 $24,240 $48,480
6 $26,040 $52,080
7 $27,840 $55,680
8 $29,640 $59,280

 

informational meetings

An Informational Meeting is scheduled for Saturday, April 14, 2018 at 3:00 PM at Sequoyah Regional Library in Woodstock (7735 Main St., Woodstock, GA) THIS MEETING IS ONLY FOR THOSE WHO WISH TO LIVE IN CHEROKEE COUNTY.

The doors to the meeting room will close at 3:00 p.m. sharp, so arrive early to ensure you get a seat.  Those arriving late will not be admitted.  You must attend the entire meeting, which will last approximately 1-1/2 hour.  A photo i.d. must be presented in order to receive an application.

There are no informational meetings scheduled for Forsyth County at this time.