Other Local Agencies Habitat for Humanity North Central Georgia

Homebuyer Program

Strong and stable homes build strong and stable communities.

To apply for a home, you must attend an informational meeting. Upcoming application meeting dates are posted on our home buyer page. If you do not see an informational meeting listed, it means that we do not have one scheduled at this time. We typically have one meeting per year in each of our areas–Cherokee, Lanier Area (Forsyth, & Dawson Counties). You should attend the meeting in the area in which you would like to live.


Habitat for Humanity-North Central Georgia does not provide immediate housing assistance. Habitat homeowners wait between 6 months and 2 years in queue before purchasing and moving into their homes. If you need immediate help with your housing situation, please visit the Other Local Agencies page or you can call 211 from any phone to reach United Way.


PLEASE NOTE: We will only accept candidates who have lived or worked in our service area for at least one year. The counties in our service area are Cherokee, Dawson, Forsyth and North Fulton. We no longer build in North Fulton; all new homes will be constructed in either Cherokee or Forsyth County. Please review the information below to learn about our basic program requirements, including the income required to own a home.


To be eligible to apply for homeownership with Habitat-NCG:


  • You must be a US citizen or a permanent legal resident.
  • You must have lived OR worked in Cherokee County, Forsyth County, North Fulton area, or Dawson County for at least one year.
  • You have a steady, verifiable source of income for the last 24 months at the income level required on the chart below based on your family size.
  • Your household income before taxes must be within the following limits:

Number of People Living in the HomeIncome Before Taxes Not Less ThanIncome Before Taxes Not More Than

Minimum & maximum income limits are established by HUD Home Program.


Homeowners are selected based on three criteria:


Need for Housing
  • Your present housing is not adequate (unsafe, not maintained, overcrowded, and/or unaffordable.)
  • You are unable to obtain affordable housing through other conventional means.

Willingness to Partner
  • You agree to complete 150 hours of sweat equity. Sweat equity hours are earned by helping to build your and other families’ homes alongside volunteers.
  • You agree to complete six homeowner education classes.

Ability to Pay
  • You have a steady, verifiable source of income.
  • You have good credit (based on your credit report, NOT your credit score).

Application Process

The first step in our process is to review the requirements of our program listed above. Review all of the general requirements INCLUDING the income required for the last 24 months (based on the size of your family). Please note that good credit and repayment history is a very important requirement too.


One recent change to our program requirements: We will only accept candidates who have lived or worked in our service area for at least one year. The counties in our service area are Cherokee, Dawson, Forsyth, and North Fulton.


Once you have reviewed all of the requirements above, if you believe you might qualify, you must participate in a preliminary phone interview.


During this phone interview, we will ask a series of questions to review your basic eligibility for our program. If we determine you meet the basic requirements, we will schedule an informational meeting with a member of our Family Services staff in our office for a date in the near future. The informational meeting will give you a complete explanation of our program and provide you with answers to your questions. At the conclusion of the informational meeting, we will provide you with an application to complete and return with all of the documents we require.


The entire process takes about one year before an approved applicant will have a home built and ready for move-in.


Our Program has approved a sufficient number of future homeowners for the next several months. It is important we not over commit our ability to the community. We appreciate your patience and understanding.


For further questions, email familyservices@habitat-ncg.org.

Homebuyer Questionnaire

    In which County in our service area do you work and/or live?

    Do you meet the minimum & maximum income limits established by HUD Home Program?

    View the Georgia Paycheck Calculator to determine your income.

    Home Build Habitat For Humanity

    Other Local Agencies

    If you do not meet our requirements, you can review the list of other local agencies who might be able to assist you by clicking here.

    Contact Us

    Want More Information?

    Habitat for Humanity-North Central Georgia has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion.

    With a little help, we all have the potential to stand on our own. We would love to hear from you. Please call (770) 587-9679 or email info@habitat-ncg.org if you have urgent questions that are not covered here at this time! Please note that our main office is located on the campus of the Roswell United Methodist Church.