homebuyer program

TO PARTICIPATE IN OUR PROGRAM, YOU MUST ATTEND AN INFORMATIONAL MEETING where we explain our program, answer your questions & distribute applications.  An Informational Meeting is scheduled for Saturday, March 10, 2018 at 3:30 PM at Central Park Recreation Center – Meeting Room (2300 Keith Bridge Road – Cumming, GA) THIS MEETING IS ONLY FOR THOSE WHO WISH TO LIVE IN FORSYTH COUNTY.

The doors to the meeting room will close at 3:30 p.m. sharp, so arrive early to ensure you get a seat.  Those arriving late will not be admitted.  You must attend the entire meeting, which will last approximately 1-1/2 hour.  A photo i.d. must be presented in order to receive an application.

WE WILL BUILD HOMES IN FORSYTH COUNTY (Gainesville/Cumming) AND IN CHEROKEE COUNTY (Acworth/Canton/Woodstock) in 2018 and 2019.  NO HOMES WILL BE CONSTRUCTED IN NORTH FULTON COUNTY IN 2018 OR 2019.  You may visit www.habitat-ncg.org for details about future meeting dates/locations for Cherokee County.

Questions?  Send an email to mlamond@habitat-ncg.org

 

qualify to purchase a home

  • Must be a permanent legal resident of the United States.
  • Must demonstrate a need for housing (rent is high, housing is not safe or unhealthy, overcrowded, etc.)
  • Must have the ability to pay affordable monthly mortgage payments under an interest-free loan (typical payments are approximately $650 per month), show good credit history, and provide proof of income at the level required in the table below for the last 2 years.
  • Must have lived or worked in the Atlanta metro area for at least one year.
  • Must be willing to work (if you are physically able) on your and other Habitat homes, make a minimal down payment of $1,250 paid over several months and attend education classes about owning a home
  • Must meet the following income guidelines: Effective March 28, 2017

HUD Guidelines

family size minimum maximum
1 $14,650 $29,280
2 $16,750 $33,480
3 $20,420 $37,680
4 $24,600 $41,820
5 $28,780 $45,540
6 $32,960 $48,540
7 $37,140 $51,900
8 $41,320 $55,260

 

informational meetings

An Informational Meeting is scheduled for Saturday, March 10, 2018 at 3:30 PM at Central Park Recreation Center – Meeting Room (2300 Keith Bridge Road – Cumming, GA) THIS MEETING IS ONLY FOR THOSE WHO WISH TO LIVE IN FORSYTH COUNTY.

The doors to the meeting room will close at 3:30 p.m. sharp, so arrive early to ensure you get a seat.  Those arriving late will not be admitted.  You must attend the entire meeting, which will last approximately 1-1/2 hour.  A photo i.d. must be presented in order to receive an application.